White Oak - Homeowner Asset Finance

Asset finance

Asset finance provides funding for new equipment, vehicles, or machinery, allowing businesses to scale their operations quickly.Funds are provided to purchase necessary assets quickly, which you can repay over a fixed term. This ensures you have the equipment needed to grow without substantial upfront costs.Companies looking to expand their operations with new equipment, vehicles, or machinery but who do not wish to make a large upfront payment can use asset finance.

White Oak - Homeowner Business Loan

Term loan

Our business loans, including working capital loans and commercial loans, support various business needs such as growth, maintaining cash flow, and investing in infrastructure.Business loans can be used for various purposes like improving cash flow, taking on new business opportunities, or investing in your business. The loans are flexible and are usually decided upon within 24 hours.

White Oak - Invoice Finance

Invoice finance

Invoice finance is designed to unlock cash stuck in unpaid invoices. It allows businesses to maintain cash flow by advancing up to 90% of the value of outstanding invoices.Once invoices are raised, you can receive an advance on the invoice amount (up to 90%) from us. This helps in maintaining cash flow without waiting for the usual 30+ days for invoice payments.Any business that has outstanding invoices can use invoice finance to maintain cash flow. This product is especially useful for businesses with lengthy payment terms and those looking to expand.

White Oak - Non Homeowner Asset Finance

Asset finance

Asset finance provides funding for new equipment, vehicles, or machinery, allowing businesses to scale their operations quickly.Funds are provided to purchase necessary assets quickly, which you can repay over a fixed term. This ensures you have the equipment needed to grow without substantial upfront costs.Companies looking to expand their operations with new equipment, vehicles, or machinery but who do not wish to make a large upfront payment can use asset finance.

White Oak - Non Homeowner Business Loan

Term loan

Our business loans, including working capital loans and commercial loans, support various business needs such as growth, maintaining cash flow, and investing in infrastructure.Business loans can be used for various purposes like improving cash flow, taking on new business opportunities, or investing in your business. The loans are flexible and are usually decided upon within 24 hours.

White Oak - VAT Funding

Short term loans

VAT funding helps businesses cover their VAT bills by spreading the cost over 3-12 months, which frees up immediate cash flow.A short-term loan is provided to cover your VAT bills, which can be repaid in instalments over 3 to 12 months, making it easier to manage large, lump-sum VAT payments.Businesses that need to manage their cash flow effectively and avoid large, one-off VAT payments can benefit from VAT funding.